The Retirement Trainer with Ed Siddell

Every new year, people make resolutions to lose weight or just get in shape.  So, what does that have to do with retirement? It’s simple: working out can be a stress reliever, can help us get healthier, and allows us to be more productive. And being healthier later in life gives us more time, strength,…

In the first part of this series, Pat Puhl joined the podcast to talk about operating a sustainable nonprofit in 2020, what he did to ensure that their entire calendar’s worth of fundraising didn’t need to be scrapped or canceled, and the many potential tax benefits available to you when you give to charity. If…

Charitable giving is more important now than ever before. The challenges, setbacks, and losses caused by COVID-19 have affected not just families and businesses, but the organizations they support as well. That said, there are a lot of people out there who are rising to the occasion and doing good. One of them is Pat…

Business owners have a lot of choices when it comes to providing employee benefits, and one of the biggest benefits available is the 401(k). However, many employers don’t know how they work, what their liability is, or how to protect themselves.  If you’ve had a job with benefits, you’ve likely had a 401(k), but implementing…

For many people, the 401(k) is one of the biggest parts of their retirement portfolios. In times of great uncertainty, and especially of market volatility, many want to know how to protect their most valuable assets. Especially after the Great Recession of 2008, it’s easy to want to make rash decisions. However, it is a…

In the previous episode of this podcast, we explored what taxes currently mean for retirees – and why taxes are the most expensive thing in almost every retirement plan.  If you save the wrong way, you’ll be penalized for it. If you were so lucky as to live to be 115 years old, you’d be…

Taxes are the single biggest expense that people have in retirement. Everyone wants to have a plan in place to deal with them, but few know how to do it well. When you retire, paying taxes on Social Security and even on ordinary income can be voluntary, but only if you have the right plan…

Taxes are the single biggest expense that people have in retirement. Everyone wants to have a plan in place to deal with them, but few know how to do it well.  When you retire, paying taxes on Social Security and even on ordinary income can be voluntary, but only if you have the right plan…

We are all living in one of the craziest, most volatile markets in history. To get through it, you need a plan, and that plan needs to change over the course of your life to ensure you conserve when you need to, have cash flow, and can make transitions with confidence and ease. These are…

In last week’s episode, we started a deep dive into annuities: what they are, how they work, and why they might (or might not) make sense in your retirement portfolio. If you haven’t yet, we recommend you listen to that episode first, then come back to today’s.  More than anything else, you need to remember…